Category: Loan

What is Loan to Deposit (LDR)?

What is the loan / deposit ratio (LDR)? The loan-to-deposit ratio (LDR) is used to measure a bank’s liquidity by comparing a bank’s total loans to its total deposits for the same period. LDR is expressed as a percentage. If the ratio is too high, it means that the bank may not have enough cash Read More

Why can’t I get a loan?

When we work with clients, we often hear the question Why can’t I get a loan? after all, my company generates revenues, completes contracts, orders on time, I try to pay my obligations on time, and yet I cannot receive financing from the Bank? ” Tell me why, because I really do not understand, and Read More